About

Ric Henley

Independent Agent & Founder

I founded Octagon Consulting on a simple belief: families deserve a plan built on expertise — not guesswork. As an independent agent, I work for you, not a single carrier.

My mission is straightforward: protecting families · building legacies. I deliver life insurance and annuity solutions tailored to your life — comparing options across multiple carriers so you see real choices side by side.

Whether you need term coverage for income replacement, permanent protection that builds cash value, indexed growth with a downside floor, retirement income you cannot outlive, or a coordinated trust and legacy plan — one advisor covers all of it.

Licensed Independent Insurance Agent · License No. 3003373954 · Based in Albuquerque, NM

Ric Henley reviewing estate planning and life insurance documents

Mission

Protecting families · building legacies

Every plan I build starts with your family's goals and works backward to the coverage that supports them.

Values

Education first

I explain every option in plain language so you understand what you are buying — and what you are not.

No pressure

I am paid the same regardless of which carrier you choose. There is never a reason to rush or push.

Tailored plans

Your plan is built around your family's income, debts, and goals — not a template.

Ready to Secure Your Future?

Schedule a no-cost consultation today